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Wednesday, May 26, 2010

Personal Money Management [part 2]



Cash next

the continuous flow of cash or cash-flow is essential for the economic life smoothly. The stream of costs and benefits, because certain beliefs and specific measures. The belief that an individual system developed mentality. One way of thinking has the power to repel or attract supportive environment. A positive attitude attracts and repels potential threats posed by malware and fertile, so a job for one person is available. A supportive environment can be used to obtain sensitive and also a source of income spent his fixed or flexible and rational his time with sound effects. In addition, the potential danger it encounters the negative thinking attracts pests and successful for what they earn little or volatile materialized. An irrational person is an unavoidable consequence, a small or a volatile revenue source is irrational, rigid or volatile and passes their lives with limited resources, or fleeting. negative beliefs, the prominent stream of money - prevent money is the panacea for all problems, the money is poor, the availability of money is a miser or a spendthrift, inhuman emotions promotes money, money, cut the inner satisfaction, the availability of cash draws these are the greedy and the land developed against the rich. It is important to replace negative beliefs, positive beliefs, promising financial opportunities. The second element that disrupts the continuous flow of money is bad behavior model. Outstanding shares or bad behavior disadvantages of cash flow - time to waste, the arrogance in relationships, impulse buying and conspicuous consumption.

Negative cash flow

the continuous flow of money has changed for many reasons, such as personal weaknesses, social injustice, economic exploitation and political unrest. People have a strong desire to amass wealth for many reasons. The request also provides for anchoring the motivation of people for the accumulation of wealth. Some people are in a hurry, and focus on the accumulation of wealth greedily wants to increase the wealth or foul. An approach to weak or not flexible towards people, the greed of the main cash flow is disturbed.

Social interaction is an essential aspect of human life, but no one can escape except frenzy. Modes of life are strongly influenced by the society. The luxury / miserly spending is determined primarily by unfair multiple social constraints. A balance of the family is the best protection against unfair competition from social pressure on the consumption pattern. Additionally, a savings or current spending plan increases by the members of the family social importance of family members and their social effectiveness.

Structure of an economy is designed to intentionally or unintentionally, by a number of professionals, such as importers, exporters, distributors, traders, investors and consumers. In general registration or consumption behavior of market participants play a crucial role in an economy, it is well oriented to the production or consumption. One approach to rescue people from the production of business forms, while an approach based on personal consumption expenditure forms. Consumer savings are costly and generous spending, while the economies of production are low or moderate views are to spend. A savings or expenditure of the individual approach to the management of money is determined by trends. One trend is the tendency of a national personal savings / spending. The reason for the savings of individuals is determined by the propensity to save. A high propensity to save is widespread in the production of world economies, including China, Japan and Malaysia. The consumption pattern is determined by the propensity to consume. The higher consumer spending shows that the consumer economy. The consumption of large economies of the United States, GCC and Pakistan. Economies with irrational tendencies against the liquidity crisis because of continuing economic criminals to exploit the excessive spending or savings behavior of the people. Islam provides a viable solution for economies with a high consumption of the generosity of the large expenditure is consistent with patterns of sound production. A miserly economy can be improved by conservative consumerism. Once again, Islam offers a viable solution for economies with high savings and encourages spending to moderate, moderate spending in line with rational consumption habits. Rational addiction is inevitable for a stable economy. It should be noted that the shape of human inclinations of scholars, leaders and opinion makers to be refined.

People are inevitable, the people of a state. States are governed by policy makers. A short-sighted or unstable political structure creates disorder and confusion at all levels of life, apparently, feeding habits, or the production of the population will be disturbed. A purchase or expense conducts more unstable because of political uncertainties. Volatile consumption / production patterns and cash flows for the property-value ratio, the situation of inflationary or deflationary periods. State is incapable of maintaining stable price levels because of the economic consequence criminals are the people in a liquidity crisis. Economic criminals are costly or collectors. They demand a decree of the Government on the spending or hoarding of operating time to time.

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